If you have never heard of the American Express black card or the Centurion card as it is often called maybe it is because this card is exclusively for those who meet the strictest of standards set by American Express. This is an exclusive credit card for those who have an income and credit rating unlike most of the country. When certain criteria are met an invitation from American Express will be sent along for the Centurion credit card. The requirements are quite different from the other credit cards you may have had in the past. This credit card charges $2500 for their annual fee and there is another fee that must be paid which is an initiation fee of $5000 for the first year. As with anything new or different Custom Columbus Blue Jackets Jerseys , a sort of urban legend started to circulate about the 'black credit card'. The legend said there was a black credit card that allowed celebrities and persons of high rank unlimited credit and the ability to visit very high class stores after business hours. The unconfirmed reports first started being spread in the 1980s. The truth of the matter was it was not a credit card at all but an information card that had American Express Travel numbers as well as hotel assistants services numbers. When the Centurion credit card was first heard of there were a number of rumors that surfaced about the mysterious black credit card. One was that if you had one of these types of cards you could buy anything you wanted to buy. There never was actually anyone who had this card but they had friends who had seen someone using one of them. American Express used the rumors that had circulated about the black card that was so special to start the Centurion card in the fall of 1999. This card was only available to those who had the Platinum card and instead of being made of plastic; this card was made of metal. The Centurion card is an invitation only card ( ) in many countries where the exclusive credit card was the Platinum card. If the Centurion card is not available in one of these countries, the Platinum card is still the card that is considered the exclusive "by invitation only" card. When the Centurion card was first issued it had an annual fee of $1000 but it was soon raised to the fee charged now of $2500. The first person deemed worthy of having one of these credit cards was comedian Authentic Columbus Blue Jackets Jerseys , Jerry Seinfeld. Part of the reason for this may have been because he was a spokesperson for American Express. As long as there are urban legends circulating, the ones about the Centurion black credit card will probably persist. 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